We believe in supporting different MSME sectors to raise working capital, expand their business and increase their productivity. We are open to support MSME sectors such as service industry, manufacturing, processing, production and agricultural industry and others.

  • 12.5% per annual to 15% per annual
  • The interest rate is variable rate pegged to a base rate i.e., the Central Bank’s Policy Rate.
  • Subject to maximum rate that can be charged according to the Central Bank.
  • Short Term Loan – up to 1 year
  • Medium Term Loan – up to 3 years
  • Monthly Amortization (EMI)
  • Monthly Interest and Principal Yearly
  • One-time application fee 1% on loan amount. (Application fees may be deducted from the loan amount).
  • Minimum business operation of 1 year with YCDC license or DICA registered local company or must have proper business license.
  • Good business performance and financial record.
  • Must meet other criteria specified by FDB Bank.
  • Land and Building
  • Condo
  • Machinery
  • Inventories
  • Credit Guarantee Insurance (CGI)
  • Guarantees (Personal Guarantee, Corporate Guarantee)
  • Cash Collateral (Deposit)
  • Bond
  • Gold Bars
  • Others (Bank Acceptable Collateral)

  • NRC (Original/Copy)
  • Household Registration (Original/Copy)
  • Residence Recommendation from ward office
  • Applicant’s license one photo

  • Business license or YCDC license
  • If company: DICA certificate of incorporation and company extract, company constitution Resolution, import/export license.
  • If SMEs member: SMEs member card

  • Financial records (at least 2 years)
  • Income tax invoices (for the last fiscal 2 years)

Loan Amortization Calculator

Monthly Repayment Details

MonthMonthly Repayment AmountPrincipal AmoutInterest AmountOutstanding Balance