We provide suitable overdraft facility to grow your business and meet your objectives!

  • Minimum operating over 2 years business with YCDC license and business license
  • Local companies registered on DICA
  • Business must not be in the exclusion list stated in the credit policy.
  • Regular taxpayer
  • 9% per annual interest rate
  • Commitment fees : 1% of loan amount if below 80% un-utilized.
  • The interest rate is variable rate pegged to a base rate i.e. the Central Bank’s Policy Rate (CPR).
  • Please request updated interest rates and un-utilized fees from the Credit Department.