He or She should possess leadership skills, people and grooming skills, strategic thinking, strategic planning, strong in execution of business plan and has the drive as well as motivation to achieve target allocated.
- Develop and manage a portfolio of large credit relationships. Provide financing recommendations that are tailored to customers’ needs through synthesis and evaluation of overall assessment of customers.
- Monitor credit relationships to ensure ongoing compliance with approved terms and conditions. Review existing relationships at intervals consistent with the bank policy.
- Direct and supervise ongoing customer management by monitoring customers’ financing implementation plans.
- Maintain a detailed and current understanding of the industry; current market structures; regulatory requirements and issues to ensure that opportunities are realized, and the risks mitigated.
- Perform suitability checks and on-boarding of customers in accordance with established policies and procedures (KYC and AML).
- Execute the necessary process for transactions and liaise with operations and credit team.
- Maintain strong internal relations and capitalize on cross-selling opportunities through collaborating with other departments to meet a diverse range of customer needs and expectations.
- Serve as a mentor for team members as they develop and/ or refine credit recommendation, negotiation, and cross-selling skills/ techniques.