Assistant Manager/ Deputy Manager – Credit Risk

• Support in developing and optimizing analytically driven credit risk strategies for secured/unsecured portfolios and Overdraft.
• Involves performing in-depth data analytics to develop credit risk strategies for underwriting and line assignment decisions.
• Research economic trends in a firm’s industry to predict probable success of new client or customer.
• Track the performance of portfolios across customer lifecycle
• Apply segmentation techniques using generic and custom risk scorecards and attributes to build credit risk strategies for underwriting, line assignment, and account management
• Ensure strategies are within the company’s Risk Appetite and satisfy pre-defined profitability
• perform tracking and reporting on strategy implementations and validating post implementation
• Proactively seek and recommend enhancements to processes and development
• Inquiry and record any risks relating to collateral and Businesses industry registration and variances are address through appropriate actions
• Communicate and collect the Loan data monthly basis from respective product owners and branches for PQR and update the data if any variances between System data and actual data
• Do others task assigned by senior manager

• Bachelor degree of any or related field
• Must be minimum 4-5 years of work experiences related fields
• Strong background and multi-year experience in Banking Industry
• Experience as coordinator and engagement in Loan transactions, negotiator; collaborative
• Support for a risk and control environment in a bank or another line of business.
• Knowledge of various risks faced by the business and ability to identify risk management solutions within the organization
• Ability to review large quantities of data and extract key points and actions necessary
• written and oral communication, planning, problem solving and organizing skills
• Knowledge and understanding of related products and policies
• Knowledge of core banking systems
• Must be excellent interpersonal and communication skills
• Must be good in attention to detail, problem solving and negotiation skills
• Must be proficient in MS office
• Must be fluent in English

If you’re interested, please send your resume to hr@fdbbank.com.